Typhoon Fincare Privacy Policy

Last Updated: 2nd April 2025

Typhoon Fincare (“we,” “us,” or “our“) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and safeguard your information when you use our Platform (website/app), services, or interact with our Partners/Lenders. By accessing our Platform, you consent to this policy.

1. Information We Collect

We collect the following data to facilitate financial services:

A. Personal Information

  • Name, contact details (email, phone, address).

  • Date of birth, gender, PAN, Aadhaar (masked), income details.

  • Bank account statements (for credit assessment).

B. Financial & Credit Data

  • Credit score/history (via bureaus like CIBIL).

  • Loan application details (amount, tenure, purpose).

C. Technical Data

  • IP address, device details, browser type

2. How We Use Your Information

Your data is used to:

  • Facilitate loan applications with Lenders/Partners.

  • Verify identity and creditworthiness.

  • Improve our services and personalize user experience.

  • Send updates, offers, or regulatory notices (via SMS/email/calls).

  • Comply with legal obligations (e.g., RBI, PMLA, IT Act).

3. Data Sharing & Disclosure

We may share your information with:

  • Lenders/Banks/NBFCs: To process loan applications.

  • Credit Bureaus: For credit checks (CIBIL, Experian, etc.).

  • Service Providers: Cloud storage, analytics, customer support.

  • Regulatory Authorities: If required by law (e.g., RBI, courts).

Note: We never sell your data to third parties for marketing.

4. Data Security

  • We use encryption, firewalls, and secure servers to protect your data.

  • Access is restricted to authorized personnel only.

5. User Rights & Choices

You can:

  • Access/Correct Data: Request details via [contact email].

  • Withdraw Consent: Opt out of marketing communications.

  • Delete Data: Subject to Lender/legal retention requirements.

  • Raise Grievances: Contact our Grievance Officer (Section 7).

6. Retention Period

We retain your data:

  • Until the loan process is complete.

  • As required by Lenders or law (typically 5+ years post-transaction).

7. Grievance Redressal

For privacy-related concerns, contact:
Grievance Officer: Tarun Deora
Email: tarun@typhoonfincare.in
Response Time: 7–15 days.

8. Updates to This Policy

We may revise this policy periodically. Continued use implies acceptance.

9. Governing Law

This policy is governed by Indian law, including the IT Act, 2000, and RBI guidelines.

By using Typhoon Fincare’s services, you agree to this Privacy Policy.

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